Silly question: How do you get to the hospital?

This may or may not be a silly question but if things start to go down during the work day and my husband is in the city, my OB is in the city, and I'm working from home in the suburbs (assuming the baby comes after we move around his/her due date), how do I get to the hospital? It's 40min driving, 45min or less by train depending on the time. Drive? Uber?? Train? Or if we're still in the city and the baby comes early...I guess the same question but it's half the trip length to the hospital (20min drive, 30min train non-rush hour).

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What's your plans or what did you do in the past? My husband is worried about this. I'm thinking of working out of a Starbucks or something late in pregnancy but at the same time that seems unrealistic/uncomfortable even though I used to do that regularly. I also can't down iced green tea all day like I used to for multiple reasons!

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My job is remote so I at least have that flexibility. Thanks!