Felt the need to show someone who would care, because I can't show anyone in real life.

Sadly, I have no need for a loan right now, so it's useless.

I've always had good credit, haven't struggled with debt, but I don't think I've ever seen it perfect.

I pay off my credit cards on time, but often have a high balance in the meantime. It's been absurdly high lately, I feel like everything has gotten so expensive, and I've gotten lazier about frugal habits as I've gotten older. I do have a mortgage, so not debt free.