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r/ITIN • … • u/BE_L337

DP: Wells Fargo One Key pre-approval with ITIN, $10,000

Ran the Expedia One Key pre-approval again with an ITIN.

Six months ago, it showed a $14,000 credit line.

This time it came back at $10,000.

This is the Wells Fargo One Key card through Expedia.

I am not going to accept it. I only checked to see where my credit profile stands right now.

That is the underrated part of a few of these pre-approval tools.

You can see how a lender is reading your credit profile and how much credit they may be willing to extend before you actually apply for the card or take a hard pull.

After pre-approval, you can either go ahead with this card, try another Wells Fargo card since the underwriting may be similar, or use the datapoint before trying a different issuer.

After my last datapoint, a few people applied with an ITIN, and one approval I know of was with as little as 8 months of credit history.

[Previous datapoint here](https://www.reddit.com/r/ITIN/comments/1qib2of/preapproved_expedia_one_key_14k_credit_limit_on/)

Pre-approval link: [https://www.expedia.com/one-key-cards](https://www.expedia.com/one-key-cards)

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