Trying to keep a clean title, my car that's worth next to nothing was "vandalized" by transients pushing a parked motorcycle onto my car. If I go through with a claim, will they make it "SALVAGE"?
Before getting into the story, you must know a few things:
• I have Allstate Auto Insurance, full coverage.
• The thing I'm worried about most is **if I go all the way through with a claim to my auto insurance, that they're going to total out my vehicle and give it a SALVAGE title.**
• If that is the case I'd rather withdraw my claim & pay for it out of pocket to protect the title of the vehicle. It has sentimental value & something I vowed when I acquired it was to keep the title CLEAN for its whole life.
• This entire incident was captured on CCTV by the building(s) I park next to/nearby.
My vehicle which this happened to is a 1993 Subaru Impreza Wagon L AWD. KBB value on it is worth next to nothing. I have gotten in touch with the security team that captured the CCTV footage. They told me that basically 2 homeless individuals were arguing near my car and one of them thought it was a good idea to push over the motorcycle parked next to my vehicle, onto my vehicle during the heat of the argument. They also told me the owner of the motorcycle worked for their company, so they said they weren't sure if they should release their personal information, however he stated to the security team that there was minimal damage to his motorcycle and that he felt no need to go to insurance on his end.
I provided all of the details to the person who took my claim over the phone, including the phone # of the security agent who contacted me and described the footage to me over the phone, and the license plate # of the motorcycle that fell onto my car.
The only damage done was to my front passenger side door. It's a nice 2 gashes exposing a lot of metal & took off a good amount of paint, along with the entire trim piece. Glass is intact, it also rolls down just fine, speakers work, locks still work..
I have submitted a claim already but have yet to fill out a form they sent me \~2 days ago, I would just like a straightforward answer to my situation. Thank you!