Is taking out a personal loan just to fuck around a bad idea?

36 years old male in California

Around 800 credit score

32k student loans (federal), only like 1k of it is interest (covid, unemployment, making payments when I could, plus going back to school have stopped a lot of the interest from accruing)

No friends

No love life

**No kids, no alimony**

Severely depressed, and bitter

No career, no hope for saving for a house or retirement

**Current job pays very little**

**Living with parents and probably will for the next 5+ years**

No savings

No hobbies, **only interest in expensive hobbies, unfortunately **

I have access to 30-50k in personal loan offers with horrible interest (20-30%)

Should I fuck around and find out?

Edit: **added context in bold**