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r/PSLF • … • u/kemba_sitter

Recertify with IBR and SAVE mix

I'm about 70 payments in towards PSLF. I need to recertify my IDR.

I currently have 2 loans on IBR (ineligible for SAVE) and 8 on SAVE. All 10 are currently in forbearance. I'm trying to recertify on studentaid.gov/idr where it says all 10 loans are eligible for IDR. I get to the point in the recertify tool where it asks which IDR I want: IBR (listed as my current plan), SAVE, let lender choose for lowest payment, etc.

I want to make sure I remain with my current allocation. 2 loans in IBR and the rest in SAVE. I don't want to select IBR here and have everything switch over. What am I supposed to do? Not sure why it says IBR is my current plan when I have a mix of IBR and SAVE.

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