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r/TwoXChromosomes • … • u/WhinyTentCoyote

I had to get a permission slip from my incarcerated rapist to buy car insurance for a vehicle that only I owned. This is the world we live in.

I was going through a divorce when my ex broke in. He was in jail charged with burglary, felony assault, kidnapping, and rape. I have posted on here about my experience getting a rape kit done.

I needed my own car insurance policy when our joint policy expired. I owned my vehicle outright. His name was not on it at all. Apparently, when a married person gets car insurance, the insurance company needs a permission slip from the spouse agreeing that they are not covered.

I explained the situation to “Liberal” insurance company. They did not give a rat’s ass how hard it would be to get a signature from an incarcerated rapist who clearly hates me. My husband had to sign my permission slip or I wasn’t getting insurance.

It took over a month. I could not drive for a month while my lawyers battled to make him sign. I had to cancel medical appointments and pay to have groceries delivered, all while desperately trying to rebuild my life. I finally had to agree to give up some furniture in the divorce before my abuser would sign. When I moved, I didn’t have a bed or a dresser.

I begged “Liberal” to make an exception given the circumstances. They refused. I kept escalating my concern to higher-ups but they would not budge. I even looked it up and it is not a legal requirement to have a spouse’s signature, just a policy for every damn insurance company I tried.

I cannot believe this is even a thing that can happen to women in this century. I thought that married women needing their husband’s permission to do things like taking out an insurance policy was a thing of the past, but here we are. I thought an exception would be warranted given that he was incarcerated for serious crimes against me and not allowed to have contact with me let alone drive my car, but no.

I will be angry about this forever. Here’s the real kicker: when my abuser got out, he had no trouble getting an auto insurance policy without so much as alerting me.

Edit: It’s saddening that a lot of you went through something similar. It is a huge problem that this is a thing that is happening to people. No one should have to confront their abuser just to purchase a necessary service.

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