Let's talk cash.

I have a safe, and in that safe I have a waterproof container with passports, SS cards, birth certificates, and titles.

I don't have a ton of money on my savings account ($4k) but am concerned about potentially losing access to it as a woman and given the political climate. If banks go bankrupt for example, I don't want to lose what little money I have.

It's not in a HYS account, just a regular one.

Would it be insane to just pull the cash out and keep it in my safe instead? Any other alternatives that would work better?