ULPT: If you're struggling to pay rent, you may be able to force it via ACH

If your bank account charges overdraft fees per transaction, versus daily, you may be able to force several months worth of rent through your bank account via ACH withdrawal. You'll only end up paying the per-transaction fee.

This effectively makes your bank account a loan with 0% interest. In the meantime, use a backup account such as a different bank, PayPal, Cashapp or Venmo for other necessities.

Source: I just paid two months of my own rent this way. My chase account is -$1600, but I get to keep my home.