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r/adviceph • … • u/kaneko_masa

accumulated debt with ex.

Problem/Goal: dapat ko pa ba bayaran ung mga naipong utang ng ex while living together kahit nag break na kami more than a year ago.

Context: lived with my(31m) then-partner(34m) for 8 years and almost married life na kami nun because we shared expenses and all. kahit di naman ako ang namilit sa kanyang gamitin ang credit card niya for expenses pinilit pa rin niya. so after few years may accumulated debt siya sa credit niya na sinisisi niya ako din daw nakinabang which in fact ako nga ung nagttry mag-save samin at wag gumamit ng credit card(which is why nagclose ako lahat ng cards ko and just been using prepaids, debits, and cash). it is true naman that he tried to give our lives a bit of luxury, pero di naman ako ung humiling na gawin niya iyon. tapos nung nag-break na kami, sumbat niya sakin na bayaran ko daw half ng debt niya kasi "ako daw gumamit ng half"

Previous Attempts: only explained na di exactly half ang nagamit ko if i ever did use it. also sa groceries and living expenses ko lang naman ginamit while siya sa mga luho niya. i caved for a few months and gave a few, pero now i'm rethinking kung talagang kelangan ko bayaran iyon. i'm not rich, nor super broke, pero I'm trying to rebuild my life din after this rocky patch ng buhay ko.

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