does $20 claude have a better bang for buck than $20 cursor

I have been using both Claude $20 month plan and the cursor one, and I have to say, I feel like claude is way more generous. I have been primarily using Opus 4.8 high or medium in claude for all my tasks, and although it eats up my 5hr, by the time I finish my stuff i stil have a bit of time left. On the other hand, for cursor, if I just use the GPT 5.5 xhigh or opus it eats up my 20$ api credit usage very fast. I this just a me experience?