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r/offmychest • … • u/Lightning_lad64

Dug out and Thriving

2013 I lost my job. No biggie, I hated it anyways. I expanded my job search nationwide and landed a 6-figure job in Philadelphia. Yay, right? Wow, Philly is expensive with kids at home and in college. Even at that income level, we were broke. Had a car repo’d, fell behind on rent, and fell deep into debt. So, we declared bankruptcy - not proud of it, but it was what we had to do to keep our cars and survive. Fast forward 12 years to today. My wife has done a masterful job of maintaining our bills and our credit. Just checked my FICO score this morning and it’s 800. Happy tears my friends, happy tears.

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