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r/poor • … • u/UNICORN_SPERM

I could have done so much with the $108,000 I've poured into rent

At least that amount.

Come from a poor family, student loan debt up to my eyeballs because it's private and I was 18 and told "it's ok you'll have a good job some day in Biology."

Homeless currently after escaping abuse, and just **angry**.

Angry that a single bedroom is at minimum, 50% of my takehome pay. Angry that most people pay less on their mortgages than I do in rent.

**How do I save up to buy my own house when 70% of my pay is going to rentals and paying back private student loans that have *doubled* in what I originally pulled them out for half a lifetime ago??** There's just no winning in my life. The best I do is scrape by.

ETA:

**Helpful advice**: first time home buyer programs. Loan forgiveness. Bankruptcy on private loans. "You're on the hook for everything that breaks when you're the homeowner."

And also *a whole lot of judgement*, like wow. I get it. I was an idiot when I was 18, everything is my fault, I'm the dumbest, I reap what I sow, "ya gotta pay it allllll back plus the interest!!" Trust me, I know. I'm 36, I've been reaping what I sow for 18 years. Yes get a better job, have roommates (always have), work second and third jobs (don't be lazy!). But only good jobs. Of course. Make better financial choices.

I know I know it's all simple.

Like losing weight. Just eat less!

Anyway this was just a momentary vent post. Thank you for teaching me some new things.

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