Question about organizing outfits

So I'm recently back and am trying to get my av in order, but there are bound to be changes.

Do people tend to save a "naked" av outfit and then when saving clothes outfits, exclude the "naked" items, or include them?

My worry is I'll make a change to my base av and then have to change every single outfit... but if I exclude the "naked" items I only have to change my base outfit.

The problem I see with that is I can't "add" a whole folder of clothes outfit, I have to select them all and then add. It's a bit more inconvenient so I'm wondering how others have navigated this?