Stripe Express in Bolivia is converting my USD payouts to BOB at 6.86 instead of the REAL market rate. Any workaround?

Hi everyone,

I'm a freelancer based in Bolivia and I'm having a frustrating experience with Stripe Express payouts.

According to my latest payout details, Stripe converted my earnings using an exchange rate of **1 USD = 6.86428 BOB**.

The problem is that the actual exchange rate people can realistically access in Bolivia today is much closer to **10 BOB per USD** (or even higher depending on the source). As a result, I'm losing a significant amount of money on every payout.

What's even more confusing:

* I tried changing my payout account to a USD account. * Despite that, the payout still arrives in **Bolivianos (BOB)**. * Stripe automatically converts the funds before they reach my bank. * I don't seem to have any option to receive the money in USD.

I'm wondering if anyone else in Bolivia or other countries with currency restrictions has experienced something similar.

My questions are:

1. Is there any way to receive Stripe Express payouts in USD instead of local currency? 2. Can I change the country of my Stripe Express account to the United States? 3. **If I have a US virtual bank account (Mercury, Wise, Relay, etc.), could I connect it and receive payouts in USD?** 4. Has anyone found a workaround to avoid these extremely unfavorable conversion rates?

I understand Stripe may be using the official banking exchange rate, but in Bolivia the difference between the official rate and the actual market rate is enormous, which makes Stripe payouts very costly.

I'd appreciate hearing from anyone with experience in Bolivia or similar countries.

**Note:** This is a Stripe Express account created through a platform (not a standalone Stripe account), so I don't have access to all Stripe dashboard settings. Does that change what's possible?

Thanks!