Best course of action for underpayment due to 1099-INT/DIV?

So my W-4 is set up correctly for just my paycheck, even with the bonus I usually get, my returns tend to have me close to zero for both federal and state. The problem is the 1099-INT from my HYSAs and 1099-DIV from my mutual funds. Once entered, those increase my tax burden significantly. I own a condo, but don’t have many other deductions; my mortgage interest and property taxes, plus state taxes, are slightly under the standard deduction, so I have generally taken that.

If I understand the underpayment penalty correctly, I was really close to having to pay it this year and would expect to have more from those sources for next year. Should I make some quarterly payments / request quarterly info from my financial institutions, reconfigure my w-4 so more is taken from my paycheck, or what? I have tried to Google this but haven’t found a good solid answer on the best course for a case like mine, which I doubt is all that unique.