CA MyFTB's display of TY 2025 estimated-tax payments is taking many weeks to reflect correct amounts. What constitutes FTB's "extra review for accuracy, completeness, and to protect t/ps from fraud and identity theft" for ACH debits that it already initiated against bank accounts?

For CA taxpayers with MyFTB accounts, don't be alarmed if when you look on the **"Estimate Payments & Credits Detail" (tax-year 2025) webpage** to view/confirm the total and detail that—even though it has been more than three weeks since payments at the end of December were pulled via ACH debit *by the FTB* from your bank accounts—they may not be shown there. Perhaps the FTB will also take several weeks to do so for payments recently made for the Jan 15 deadline.

In order to confirm that the FTB is reflecting that it has the funds that it took via ACH debit, **you may need to look at the "Payment History" webpage** (where you should see that your Web Pay payment has a status of "Received" with the \[payment\] "Date" to support the tax-year timing for federal-deduction purposes), and add up your payments yourself to get the total.

While the FTB displays a 5-day period on [ftb.ca.gov/help/time-frames/](http://ftb.ca.gov/help/time-frames/) for posting them, payments made in late December *still* don't show up in online accounts under the "Estimated Payments & Credits Detail" page for tax year 2025. It doesn't get much simpler than this in terms of a processing function, and if the FTB is this far behind at this stage of the game, it doesn't sound promising for upcoming return processing. FTB explains that payments can take longer than the 5-day timeframe to process if they are in the "category": "Some payments need extra review for accuracy, completeness, and to protect taxpayers from fraud and identity theft." Right, sure—that explains a delay going on one month for FTB to finish properly reflecting a payment that *it* took out of an account, *already* lists in the payment history, to get it into the tax year's record. FTB must think we're gullible to an insulting level to accept this as a valid explanation…

A taxpayer must provide identifying info (including TIN/SSN) in order to set up an ACH debit to remit a payment and the FTB promptly (typically the next banking day) debits bank accounts. (There's a short possible 3-day ACH debit-reversal period under NACHA's rules for addressing errors.) So what on earth could the FTB be doing *after* it has *already* taken the funds out of an account to "protect taxpayers from fraud and identity theft"? Would it not have needed to have applied whatever procedures they have to prevent fraud BEFORE it initiated an ACH debit? There aren't enough hours in each day to call out bureaucracies/agencies who dispense bs to "explain"/rationalize their deficiencies, but I'll at least call out this one.