Easiest way to reach the chain to clean/lube

I’m almost embarrassed to post this so please take pity on me, haha. I am not experienced I’m bike maintenance!! My shop I bought this from is in another city, I should have asked before I left how to easily reach the chain.

I have all the accessories on my Tern GSD gen 2 and lubing and cleaning the chain is such a pain since I don’t have a stand to put it on, etc. so I wind up crouched down on the ground reaching for the one little visible part of the chain that is under the double wide decks. Is this what everyone does? Is there an easier way? Do I need to take accessories off to make it easier or properly do it??