Whats up with these skill requirements in progression?

It feels like you're missing half the game when you go to the next area or that the game just wants you to put all your points into 1 or 2 skills only. I'm on the 3rd world and seeing skill level 17 requirements, like you kidding me? I'm sitting at 10 points, nowhere close.

I understand when you're just building weird in a game and that's fine, more rounded, etc. But when you go to the next area of progression and the skills needed are 5-8 levels higher than you, that's just weird.

That and so many times I've went back and the reward was so piss poor it made me feel like I was playing starfield.

Lets not get into the fact that this game wants to give you 0 armor with any rarity and just about everything can 1shot you after the first world. Not sure how you melee players are doing it, but good lord. I just melt everywhere.