looking for a thinkpad, but a bit overwhelmed by the choices, and I'm stupid, I'm in development and all this hardware stuff, I'm not really into it...

A ThinkPad T14 Gen 5 caught my eye, for €1.398,15. I can have a 32GB RAM, 512GB SSD machine with an Intel® Core™ Ultra 5 135U vPro®-processor.

I'm in development, interested in financial analysis. Gaming, except for chess, doesn''t really interest me. My machine at work is a HP with 16GB RAM and 256GB SSD, but it's at least 5 years old already. I think this Thinkpad is a good choice in the price range between € 1.000,00 and € 1.500,00 but perhaps there is better to be found for the same price?

I have a little more money to spare, so I could go for an Ultra 7 165U (+ € 440), 155U (+ € 240), or 155H (+ € 270), and/or I could go for 64GB RAM (+ € 220) or 1TB (+ € 110). Or should I go for less? AMD maybe? My machine at work seems sufficient for what I do, but I want to use this Thinkpad for at least 5 years, preferably lots more.

As said, I'm a bit overwhelmed. I'm in development, not hardware. Shall I go for this configuration for € 1.398,.15 or is it overkill?