How to avoid device connection charge (DCC) when buying iPhone from Apple.com?

I’m going to replace an iPhone SE 2 with a physical SIM card with an iPhone 17e that only has eSIM. I plan to purchase from Apple.com and select the “connect to any carrier later” option. During the setup process, how exactly does the SIM get transferred to the new phone? And will I still be dinged by the DCC?