RedditPP Mascot

RedditPP

r/uberdrivers • … • u/zonules_of_zinn

Mercury insurance agent says I can't have two TNC drivers for the same car

I just started driving for Uber, and my partner for Lyft, with the same car. I noticed that I was the only driver listed under "TN Operator" on the insurance, so I called my insurance agent and she said she would add him as a TN driver as well.

Over a week later she, contacted me and told me that we couldn't both get named as TN operators for the same car. "Per underwriting: only one TN driver can be assigned and covered on one policy vehicle."

On the Mercury insurance ride-hailing [FAQ for California](https://www.mercuryinsurance.com/ride-hailing-insurance/california.html), it says [emphasis mine]:

>Who does the Mercury ride-hailing policy cover?

>The Mercury ride-hailing insurance policy covers the named TNC driver and any passengers in the car. If you have additional family members listed as drivers of the vehicle, they will be covered by the personal auto policy. **If they too are ride-hailing drivers of the vehicle, they will need to be added to the Mercury ride-hailing insurance endorsement.**

It certainly sounds like it can be done, but that my agent just doesn't know how to do it. Any advice on how to proceed with this? Do I just need to buy different insurance? Has anyone been able to add multiple TN drivers for the same car with Mercury, or any other insurance?

Thanks!

— 0