Discounted CC debt payment

Two times na ako naofferan ng malaking discount sa CC debt ko. Almost 70% discount din. Gusto ko igrab pero wala pa talaga ako pambayad. Now I am slowly saving for payment.

Ang tanong ko is if makaipon ba ko, pwde ko ba tawagan yung collection agency if pwede ko ba bayaran yung utang ko at a discounted rate na they previously offered, or mag wait na lang talaga mag-offer sila ulit?