Two questions after catching up episode: Tea Party Costs & Charli

Okay, those private tea party events are not cheap. Why is Raquel wasting money that could have gone toward her nose surgery on throwing a party because people took feet photos for her? The photos hadn't even been purchased once by the time she had that party so it's not like she got so much money from them selling the pictures that she had extra to spend on a party after paying for the nose job. I love Raquel but this seemed so stupid to do when you're trying to make money for something.

Also, what are our thoughts on Charli? I was lukewarm about her going into this season but I have really enjoyed seeing her growth through a lot of trauma and her always defending herself really well/holding her own. I think she had a lot of great points about where Scheana falls short as a friend but unfortunately, they fell on deaf ears. Scheana could use someone who is actually a good friend to her so it makes me sad that she is falling into the same patterns instead of working toward healthier relationships.

ETA: I know Raquel can afford it without them needing to raise money. My gripe is with the fact the storyline is she DOESN'T have money but then throws an expensive party? With money she "doesn't have"??? It's contradictory to the plot.