Windshield replacement

Hello, im looking to replace my windshield as its cracked and its not superficial, i have received two quotes one being $372 for OEM replacement and its including all the services required for installation, removal etc and also $325 not OEM glass but also including all the services, wanted to know if anyone else has replaced their windshield and how much was it, i have a base model 2016

I added photos of how it started a week ago and its been growing a bit, and as i said nothing can be felt on either side so i can't use glass repair

I also want to know how much time i can drive it like this as money is a bit tight rn