Home Lending Update: California expansion

Wealthfront Home Lending is now available to all clients looking to purchase a new home or refinance in California.

With Wealthfront Home Lending, clients in California, Colorado, and Texas can access our self-serve platform to secure rates \~0.50% under the national average–with California clients saving an average of $260 on monthly payments–all through a self-serve process with zero sales pressure.

California residents who aren't yet clients can access these rates by opening any Wealthfront account.

You can use our [mortgage rate calculator](https://www.wealthfront.com/home-lending/mortgage-rates?utm_source=reddit&utm_medium=organic-social&utm_campaign=ca-gtm) to access personalized rate estimates and projected monthly principal and interest payments for properties in all available states (CA, CO and TX).

Wealthfront Home Lending is coming soon to additional states. We plan to expand to Washington, Florida, Illinois, and Oregon in the coming months. If you’re planning to buy a home in any of those states, you can sign up for the waitlist \[[https://www.wealthfront.com/home-lending-waitlist/signup](https://www.wealthfront.com/home-lending-waitlist/signup)\] and we’ll let you know when Wealthfront Home Lending is available in your state.

\--- *Disclosures: All mortgage products are offered by Wealthfront Home Lending, LLC NMLS 2358115*[ *NMLS Consumer Access.*](https://www.nmlsconsumeraccess.org/) *Loans made or arranged pursuant to a California Finance Lenders Law License.* *Home loan availability will be subject to credit approval and applicable state and federal licensing requirements. Rates vary based on credit profile, loan terms and market conditions. Not all applicants will qualify for the lowest advertised rates. This communication is for information purposes only and does not constitute a solicitation for a loan or an offer to lend or extend credit. Equal Housing Opportunity.* [ *Disclosures and Licenses.*](https://www.wealthfront.com/home-lending/disclosures-and-licenses)

*Estimated monthly payment savings are for informational purposes only and represent the monthly payment difference between Freddie Mac Primary Mortgage Market Survey ® average for 30-year fixed-rate mortgages as of 8/7/2026 and Wealthfront Home Lending’s rate estimate based on 0.5% below the national average\* rate benchmark. Calculations are based strictly on the monthly Principal and Interest (P&I) payments. They do not include property taxes, homeowners insurance, private mortgage insurance (PMI), or other applicable fees/escrow items which will increase your actual monthly obligation.*

*\*Rate comparison based on Freddie Mac Primary Mortgage Market Survey® average for 30-year fixed-rate mortgages as of 8/7/2026. Rate available to qualified borrowers meeting the following criteria: 780+ FICO score, $750,000 purchase price, primary single-family residence in Austin, TX, 20% down payment, and payment of 1 discount point. Actual rates may vary. APR and additional terms apply. Not all borrowers will qualify.*

*All investing involves risk, including the possible loss of money you invest. Investment management and advisory services are provided by Wealthfront Advisers LLC (“Wealthfront Advisers”), an SEC-registered investment adviser, and brokerage related products are provided by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), a Member of  FINRA/SIPC.*