David’s Bridal credit card

Just wanted to possibly help anyone that has the same problem I had last year: I chose to get a David’s bridal credit card because my dress was slightly over $800. When I looked over the fine print before signing on the tablet it stated that their terms included 6 months of deferred interest, BUT if the amount was over $800 then I qualified for 12 months of deferred interest. I even talked to the staff there and when I pointed it out to verify it they were “surprised the company was offering it again”.

I looked carefully at my online statement about 2 months later and saw that my deferred interest expired 6 months after initial buy. Oh heck no. So I called them up...and waited on hold for over two hours...then the hold music stopped and I waited another 20 minutes with pure silence on the line. Finally someone picked up and when I talked to them they stated I had to send in proof that what I signed said that. I don’t know why they couldn’t look it up. I never sent in the proof because they did change my deferred interest for 10 months and that was enough time to pay it off.

Overall it left me with a scam feeling and I wish I’d had the money to pay it off upfront. Also, the box you pay for to send your dress in and get cleaned costs extra money later to send out and I wish I’d asked more questions before purchasing it but suckered myself in with a 10% off coupon and wedding bliss.

My one year anniversary is Friday and it’s been a wonderful year. Good luck to all the brides out there!