Kids horror anthology from the 90s? Native American girl and cursed necklace

I suspect it was one of the "Scary Stories For Sleepovers" books but I'm not sure which one. I know the short story had something to do with a Native American girl who was cursed, although I'm not sure what for. Greed, perhaps? And she had some sort of black necklace on. The main girl in the story found her spirit and demanded the necklace from her (which is why the greed is important) and got cursed/bound herself to the same fate.