Prepaid or secured credit card always showing red…

I have a secured credit card that is essentially a debit card.i have direct deposit and a portion goes physically directly into this account. I’m very new to YNAB and budgeting has never been as robust. I have it linked to YNAB to track it. But seems that whatever I do- it shows overspent (red) . Usually it has a negative balance on YNAB but it shows positive on the card itself. For example currently YNAB shows $-196.33. The card balance itself is $159.66. I show no transactions that add to that difference. I’ve gone through and personally matched the transactions from the card to the YNAB and they are exactly the same. I’ve made reconciliation adjustments. I’ve deleted said adjustments. I have no clue what to do. I’ve considered unlinking that account and manually enter transactions. Did I set it up wrongly? Am I doing something wrong? Any help would be appreciated.