RedditPP Mascot

RedditPP

r/ynab • … • u/superbott

Frozen account

I don't know how many of you have been paying attention to the disaster that is Synapse Fi, but I'm one of the victims. I have 3k that is in limbo until the mess gets sorted out. Luckily, it isn't my main account and I can live without that money for a while.

Now here's the question- how should I handle money that I can't access? Option one is continue as normal. I have enough in my other accounts to cover expected monthly spending so I could just do nothing. The down side to that being that the money would still be there on paper, but not usable, kind of like forecasting a paycheck.

Another option is to create a category for this mess. Then I create an expense transaction for the money that's in limbo until the mess is resolved and then I can make another transaction to receive the money at a later date.

Those are my ideas for dealing with the situation. Anyone else have any better ideas? Less work is better obviously since this is already a headache.

— 0