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r/ynab • … • u/TryCatchRelease

Former Mint user trying to figure this out

Hi there!

I used to use Mint, mostly just to keep track of transactions across all my accounts, categorize transactions to see how my spend was trending, and to see individual account balances. I understand the purpose of the app is primarily to budget, but budgeting is not a huge concern of mine. I just want to see how much I spend every month, and have my transactions categorized easily, and not concern myself with a budget. Can you use YNAB like that? It seems very focused on budgets for different categories when I'm trying to get things set up.

Mint would give an option to categorize transactions the same every time they come up, will YNAB also do this? Or will I have to bucket Doordash into Meal Delivery, and Hulu into Streaming TV services each time? Or is there an option I'm missing for YNAB to bucket these transactions with its best guess?

Just looking for some tips or to see if I'm not using this correctly. Thanks!

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