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r/ynab • … • u/blauburgunder

Help Me Reconcile

My bank account is currently off by a known amount: $130.94. I know of a specific transaction in that dollar amount. While that isn't 100% evidence that there is a 1:1 correlation (there could be two other transactions that equal $130.94), it is a relatively safe working assumption.

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With that in mind, looking at my bank statement, this amount shows up three times:

Outflow, Apple Pay transfer to \[person\]

Inflow, Apple Pay cancelled

Outflow, Venmo transfer to \[person\]

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Looking at YNAB, the amount shows up the same way:

Outflow, Apple Pay transfer to \[person\]

Inflow, Apple Pay cancelled

Outflow, Venmo transfer to \[person\]

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So - why does YNAB show me as having exactly $130.94 less available than my bank? All transactions are reconciled. Any ideas?

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