YNAB “Together”

Got the announcement about YNAB Together.

Anybody else not see a point in it? My wife and I have been using the same account for years.

It’s not like there’s any user data either one of us needs to keep separate.

Seems like one of those “features” that sounds good in a marketing meeting to someone, yet adds no actual use case value.

Anyone want to enlighten me on the use cases studied showing this was needed? I’m not seeing it.

Maybe 2FA. I could see needing separate user info for that. That’s about it. I don’t see any announcements about that, however.